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Protecting The Businesses That Power Hawai'i

Laulima Business Group partners with Hawaiʻi business owners to significantly lower healthcare costs and uncover hidden FICA tax savings that boost your bottom line. We design comprehensive worksite benefits tailored for our islands, ensuring you protect both your hardworking employees and your company's long-term profits through strategic planning. Beyond cost savings, we empower you to understand your true business value and protect your legacy.

HEALTHCARE SAVINGS • WORKERS COMP • FICA TAX PLANS • WORKSITE BENEFITS • BUSINESS VALUATION • KEY-PERSON POLICIES •

Comprehensive Business Solutions

Healthcare Cost Management

We empower Hawai‘i business owners by implementing strategic healthcare programs that significantly lower premiums while ensuring your employees receive top-tier coverage. Our specialized approach identifies overlooked FICA tax savings, effectively putting money back into your company’s operational budget.

Business Preservation & Valuation

Laulima Business Group safeguards your company’s future through meticulously crafted key-person policies and comprehensive business valuations. We provide a solid foundation for financial planning and exit strategies.

Worksite Benefits

Support your ‘ohana with a robust benefits strategy that goes beyond basic coverage. We specialize in designing custom worksite packages integrating health, dental, and disability insurance.

The Laulima Advantage

01. COST AUDIT

Our deep-dive audit meticulously reviews your healthcare premiums, workers' comp, and payroll costs line by line. We pinpoint hidden FICA tax savings and provide Hawai‘i owners with clear before-and-after projections to maximize your bottom line.

02. STRATEGY DESIGN

We design a custom benefits and protection strategy for your business, combining affordable healthcare programs, key-person policies, business valuation planning, and worksite benefits. Your plan is tailored to your company’s size, industry, and budget so you can protect your people.

03. SEAMLESS ENROLLMENT

We take the heavy lifting off your team by managing the entire enrollment process. Our local experts coordinate employee education and on-site meetings to ensure everyone understands their options. With clear timelines and ongoing support, we handle the administrative paperwork.

Built for Hawai‘i Business. We are a specialized collective of experts dedicated to helping local business owners protect their people and their profit. Our team combines decades of experience in cost-reduction health programs and worksite benefits to ensure your kuleana to your employees is met with integrity and financial wisdom.

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RAE SAITO

Managing Principal

DANNY ROSE

With deep roots in Hawai‘i, Rae leads our health program division, specializing in FICA tax savings and affordable healthcare solutions that protect local workforces while lowering overhead expenses.

Managing Principal

REINALDO PACHECO

Danny focuses on business health beyond the policy, providing critical business valuations and key-person coverage to ensure Hawai‘i small businesses remain resilient through any transition.

California Agency Director

Reinaldo leverages national carrier relations to build bespoke workers compensation and worksite benefit packages, ensuring Hawai‘i business owners have access to Tier 1 protection at competitive rates.

Optimize Your Benefits Today

Start protecting your business with a complimentary consultation. Our Hawai‘i experts help you reduce costs while enhancing value for your team.

CONTACT US

Please fill out all required information below.

OUR OFFICE

Honolulu, HI

EMAIL US

info@LaulimaBusinessGroup.com

CALL US

+1 (808) 728-1462

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